Closing Complete

I had visions of our closing day being rather uneventful. The bank would call the night before letting us know we were good to close, WW and I would be up half the night excited about the home purchase, then we'd spend all day Friday sitting around the house counting down the hours till 11 when we'd run to the title office cashiers check in hand to close on our house.

WRONG!!!!!

The bank, starting Wednesday morning, decided they did not have enough information. Every time we'd fax something to the underwritter, her loan processor would call back wanting something else. This went on until Friday afternoon. So haphazzard was the ordeal we had to postpone closing till Friday afternoon, possibly till Monday. We did no even know what to bring to close until about 15 minutes before closing.

It all worked out as we received a call from our realtor informing us we were closing at 4 Friday afternoon. The entire process took about an hour and a half. After siging all necessary papers, we were presented the keys to our new home.